Are you purifying your halal investments?
Existing halal investing tools can help you identify what needs purification for individual stocks. However, years of activity across accounts, funds, retirement holdings, and compliance changes can still be left for you to piece together.
We bring that history together and calculate your purification obligation across accounts using the published FCNA day-proration method where it applies.
An illustrative example. Activity from stocks, funds, and retirement accounts is brought together, and three treatments are applied in turn. Permissible stock purification flows through FCNA day-proration to an illustrative $214.80. Non-compliant treatment flows through dividends and gains to an illustrative $870.20. Fund treatment flows through available history reviewed to an illustrative $164.00. Each amount adds to the total obligation, which builds up to an illustrative $1,249.00. Every figure here is an interface example, not a customer result.
Illustrative example
Your investment history
StocksFundsRetirement
$1,249.00
Broken down by year, account, and holding.
Unsupported history stays listed separately.
Why investment purification can be difficult
Some halal stocks need purification
A Sharia-compliant company can still earn impermissible income. You then need to identify that income and calculate your purification obligation.
Compliance changes over time
A holding can be compliant in one period and non-compliant in another.
Funds can hide historical detail
Historical fund holdings may be incomplete or unavailable, especially inside retirement accounts. Missing history makes the purification obligation harder to calculate.
How we calculate your purification obligation
We combine your accounts
We organize your stocks, funds, retirement holdings, purchases, sales, dividends, and transfers across the history you want reviewed.
We apply the right treatment
Supported permissible stocks use the published FCNA day-proration method. Non-compliant periods include dividends, applicable positive realized gains, and disposal treatment. For funds, we use the historical data we can verify and show what remains unresolved.
You see what you owe and why
You receive the obligation by period, account, and holding, with the evidence and unresolved items behind each result.
Apply for the purification pilot
Applying is free. Tell us what needs attention using rough details only.
Pilot details
Accepted pilot cases cost $149 to $249, including the $49 coverage deposit. Every pilot payment is fully refundable if requested within 14 calendar days of delivery.
Before you pay, you receive the accepted scope, exact price, delivery window, method, review status, and known limitations.
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